10 Reasons You Could Be Denied For Life Insurance

Dangerous Work

An applicant could be in optimal shape and at no risk for disease or death, yet a life insurance provider may still be reluctant to offer them coverage because of their occupational choice. Working in a dangerous field such as logging, fishing, truck driving, and flying airplanes could be the deciding factor in whether or not one is denied life insurance. The insurance company will not want to risk giving insurance to an applicant who might have a mishap at work shortly after that could cost them their lives. Even if they are a completely competent individual and have no prior accidents, there is no guarantee they will be offered coverage.