Reasons You Can Be Denied Health Insurance

Eligibility For Coverage Through A Spouse

Those that are trying to obtain a subsidized health insurance plan through the government-sponsored health insurance marketplace may be ineligible if their spouse has a plan that can cover them. This does not mean that these applicants cannot get any of the plans listed on the health insurance exchange, it simply means that they are not eligible for government subsidy. Thus, they can be rejected if they apply through the health insurance marketplace for such plans. If those individuals go outside of the marketplace, they will not be rejected due to their spouse’s plan. Of course, plans purchased outside of the marketplace will be much more expensive.