Reasons You Can Be Denied Health Insurance

Incorrect Information On Application

Insurers are allowed to deny an application based on incorrect information. An insurer will usually do a background check as well as look into medical records to ensure that the applicant isn’t falsifying information on their application. Insurers in most states are legally allowed to deny an applicant solely based on any incorrect information found on their forms. However, in California, insurers are only allowed to deny someone based on wrong information that could affect medical care. For example, if someone with hazel eyes puts their eye color down as green, the insurer cannot deny their application on this basis.